Where to Invest $100K for 1 Year in Australia (2025)
Investing $100,000 for 1 year has many options depending on your risk tolerance. A-REITs give you exposure to different property sectors, balancing income and growth with top performers.
Money Market Funds (MMFs) are for conservative investors, low risk and steady returns by investing in short term debt. A diversified approach will give you consistent income and mitigate risk of inflation and interest rate changes.
Cryptos, short term corporate bonds and term deposits are other options for your $100,000. Each option balances risk and return, to maximize income with proper diversification and allocation.
Investing in A-REITs
What are A-REITs and Why Invest?
Investing in Australian Real Estate Investment Trusts (A-REITs) is an option for those looking for income and growth. With a 1 year $100,000 investment horizon, A-REITs give you exposure to different property sectors, industrial, commercial, retail and residential.
This article looks at the top A-REITs, their returns and what to consider when investing in this asset class in 2024 and beyond.
How have A-REITs performed?
A-REITs have performed well over the past year. As of latest data, the S&P/ASX 200 A-REIT Index which tracks the Australian REITs reported a 19.73% return over the last 12 months. A-REITs are competitive with traditional fixed income and equity markets.
The recent outperformance of the A-REIT sector is due to:
Falling interest rates which improves property values and borrowing costs.
Increased demand for industrial properties, especially data centers due to AI and e-commerce.
Growth in retail and commercial real estate post pandemic.
Given these trends, choosing the right A-REITs is key to maximize returns and minimize risk.
Top A-REITs to Invest $100K In
Several A-REITs have performed well over the past year, here are three to consider for a $100,000 1 year investment:
Goodman Group (GMG.AX
Sector: Industrial and Logistics Properties
1 Year Performance: +45.8%
Key Drivers: Data centers and logistics facilities
Goodman Group has been one of the top performing A-REITs in recent times due to the demand for logistics properties and data centers.
Their focus on warehouse infrastructure and cloud computing storage facilities has them well positioned in a growing digital economy.
Scentre Group (SCG.AX
Sector: Retail and Shopping Centers
1 Year Performance: Retail real estate bounce back
Key Drivers: Consumer spending, property management
Scentre Group own and manage some of Australia’s largest shopping centers. The recovery in retail foot traffic, plus strategic partnerships and redevelopment of retail spaces has made it a good option for investors looking for steady dividend yields.
Vicinity Centres (VCX.AX
Sector: Retail Properties
1 Year Performance: Retail investments up
Key Drivers: Market recovery, higher rental yields
Like Scentre Group, Vicinity Centres has benefited from the post pandemic recovery. With investments in high traffic retail locations, the company has driven strong rental income, making it a good option for income investors.
Things to Consider Before Investing in A-REITs
Before investing in A-REITs you need to consider the market conditions and factors that can impact your returns. Here are some key points to consider:
How Do Interest Rates Affect A-REITs?
Interest rates have a direct impact on REIT performance. Lower interest rates means higher property values and lower borrowing costs for REITs, making them more attractive to investors. As of early 2025 interest rates are expected to fall which will further boost A-REITs.
Why Diversify Your REIT Portfolio?
Investors should diversify their REIT holdings across different property types. While industrial REITs like Goodman Group have performed well due to demand for logistics and data centers, retail and commercial REITs are bouncing back strongly. A diversified portfolio can help reduce the risk of sector downturns.
Rental Yield vs Capital Growth
Some REITs focus on higher rental yields, good for income investors. Others like Goodman Group offer high capital growth due to high growth investments. Depending on your financial goals, you need to consider the balance between the two.
Economic Trends Affecting A-REITs
Macroeconomic factors such as GDP growth, employment rates and consumer spending directly impact property demand. A strong economy means higher occupancy rates and rental income, so it’s important to watch these indicators when investing in A-REITs.
Things to Watch Out For When Investing in A-REITs
A-REITs are attractive but investors should also be aware of the risks. Here are some of the key risks:
How Much Volatility
Like all listed securities A-REITs are subject to market fluctuations. A sudden downturn in the real estate sector or broader economy can cause price volatility and reduced returns.
What If Interest Rates Rise Unexpectedly?
Although interest rates are expected to fall, unexpected rate rises can hurt REITs. Higher rates means higher financing costs and lower profit margins for REITs with high debt.
What Are the Risks of Property Downturns?
Retail and industrial are performing well but specific sectors can be challenged. For example, office space demand has changed post pandemic and further disruptions to work from home trends can impact commercial REITs.
How to Get the Most Out of a $100,000
If you have $100,000 to invest in A-REITs for a 1 year period a diversified approach can help reduce risk and maximise returns. Here’s an example allocation:
Goodman Group (GMG.AX) – $40,000: High growth industrial properties
Scentre Group (SCG.AX) – $30,000: Stable returns from retail property
Vicinity Centres (VCX.AX) – $30,000: Additional diversification within retail
This gives you a mix of capital growth (Goodman Group) and stable income (Scentre and Vicinity Centres) and a balanced risk reward profile.
A-REITs in a Nutshell
Investing $100,000 in A-REITs for 1 year can be a great move especially with the sector performing well and interest rates expected to fall.
Goodman Group, Scentre Group and Vicinity Centres are some of the top A-REITs offering good returns with a mix of growth and income.
But investors should watch market conditions, interest rates and diversification strategies to get the most out of their returns.
Seek advice from a financial advisor and stay up to date with the real estate market to get the best out of your investment.
By choosing the right A-REITs and having a balanced portfolio you can get the most out of your $100,000 for 1 year in the Australian real estate market.
Money Market Funds
What are Money Market Funds and Why Invest in Them?
Money Market Funds (MMFs) are a safe investment by investing in short term high quality debt instruments such as government securities. With $100,000 for 1 year they provide stability and low risk.
MMFs are a good option for conservative investors looking for steady returns. They offer predictable income streams, lower volatility than shares and higher liquidity making them a solid choice for cautious investors in the 2025 Australian economy.
How have Money Market Funds performed?
Money Market Funds have been stable over the past 12 months and a safe haven in a volatile market. They typically offer low but steady returns of 1-2% pa depending on interest rates and economic conditions.
Low market volatility, short term debt instruments are more attractive.
Central banks interest rate decisions.
Limited exposure to high risk assets, mainly government backed securities. With low return potential but high safety MMFs are still a popular choice for conservative investors.
Best Money Market Funds to invest $100,000 in
AustralianSuper Money Market Fund
1 year performance: 2% p.a.
Key drivers: Low risk government bonds and cash.
AustralianSuper’s Money Market Fund is for investors looking to preserve capital and get slightly higher returns than a savings account.
HSBC Australian Cash Fund
1 year performance: 1.85% p.a.
Key drivers: Short term government and investment grade debt.
HSBC’s Money Market Fund invests in short term government and investment grade debt for conservative investors.
AMP Capital Cash Fund
1 year performance: Low risk, 2% p.a.
Key drivers: Australian and global government debt.
The AMP Capital Cash Fund offers stability and returns, investing in liquid low risk investment vehicles to preserve capital.
Things to consider before investing in Money Market Funds
Interest Rates and MMFs
MMFs returns are directly linked to RBA interest rate decisions. As interest rates rise MMFs yields improve and short term debt securities offer better returns.
Diversification within MMFs
It’s a good idea to spread the investment across different funds or asset classes for extra protection. Although MMFs invest in cash and short term debt, diversification can reduce sector specific risk.
Liquidity and Access to Funds
MMFs are highly liquid, you can access your funds quickly. But check the terms and conditions for withdrawal as some MMFs may have withdrawal restrictions.
Things to watch out for when investing in Money Market Funds
Inflation Risk
MMFs preserve capital but returns can be beaten by inflation over time. Although returns are stable, they may not always outpace inflation, especially in high inflation periods.
Interest Rate Risk
Interest rate movements can impact MMFs. A rising interest rate environment can temporarily reduce MMF returns as they are invested in short term debt with lower interest rates.
Credit Risk
MMFs invest in high rated government bonds and corporate debt but exposure to defaults within these sectors, especially during economic downturns, can harm the overall safety of the funds.
How to get the most out of $100,000
For investors looking to get the most out of $100,000 in Money Market Funds over 1 year here is a diversified allocation strategy:
AustralianSuper Money Market Fund – $40,000: Low risk government backed securities for capital preservation.
HSBC Australian Cash Fund – $30,000: Higher returns with corporate debt.
AMP Capital Cash Fund – $30,000: Diversify to global and domestic short term government debt for broader market protection.
MMF in a nutshell
Invest $100,000 in Money Market Funds and get stability, low risk and moderate returns. Top funds like AustralianSuper, HSBC, and AMP Capital are liquid so perfect for capital preservation during market uncertainty.
Investing in Cryptocurrencies
What are Cryptocurrencies and why invest in them?
Cryptocurrencies run on blockchain technology, secure and transparent transactions. Leading options like Bitcoin and Ethereum offer high returns but prices fluctuate due to market dynamics, investor sentiment and regulatory changes.
Invest $100,000 in 2025 and diversify and grow your portfolio. Australia’s growing crypto adoption, evolving regulations and institutional involvement means it’s an emerging asset class with long term potential.
How have Cryptocurrencies been performing?
Cryptocurrencies have been all over the place, influenced by macro trends and market sentiment. Bitcoin and Ethereum grew strongly in 2024 due to institutional adoption and easing monetary policies.
Australian regulatory developments impacting investor confidence.
Interest rate movements and economic shifts affecting crypto liquidity.
Decentralised finance (DeFi) and non-fungible tokens (NFTs) driving demand.
Despite the volatility, long term investors see Cryptocurrencies as a hedge against inflation and currency devaluation.
Where to invest $100,000
Bitcoin (BTC)
1 Year Performance: Very volatile but historically good returns.
Drivers: Institutional adoption, limited supply and growing recognition as digital gold.
Why Invest: Bitcoin is the biggest cryptocurrency, valued for long term wealth preservation and inflation protection, due to its limited supply, institutional adoption and growing recognition as digital gold.
Ethereum (ETH)
1 Year Performance: Good, due to blockchain development and Ethereum 2.0 upgrades.
Drivers: Smart contracts, DApps and staking rewards.
Why Invest: Ethereum is the innovation hub of blockchain, supporting smart contracts and DApps, so it’s an essential asset for a diversified crypto portfolio with high growth potential and broad adoption.
Solana (SOL)
1 Year Performance: Gained momentum due to fast and cheap transactions.
Drivers: DeFi and NFT adoption.
Why Invest: Solana is a high speed, low cost blockchain solution, positioning itself as a competitor to Ethereum in smart contract functionality and DApp development.
Things to Consider Before Investing in Cryptocurrencies
Regulation and Security
Australian crypto regulations are changing, impacting market stability and security. Choose compliant exchanges and secure wallets to protect your assets and against hacks, fraud and regulatory risk.
Market Volatility and Risk Tolerance
Cryptocurrencies are very volatile. Investors should assess their risk tolerance and prioritise long term value over short term price movements to make informed decisions and manage the risks.
Tax in Australia
Cryptocurrency profits in Australia are subject to capital gains tax (CGT). Understanding the tax implications of trades, staking and long term holdings is important to get the best returns and manage tax liabilities.
Things to be aware of when investing in Cryptocurrencies
Regulatory Uncertainty
Government regulations impact cryptocurrency prices and adoption. Australia is pro crypto but global regulatory changes can impact market sentiment, investor confidence and the long term viability of digital assets in the financial system.
Market Manipulation and Fraud
Crypto markets have risks of price manipulation, scams and hacking. Investors should secure themselves by using reputable exchanges, hardware wallets and multi-factor authentication to protect assets against threats and fraud.
Technological and Adoption Risks
Blockchain is still evolving, some projects will fail and devalue assets. Diversifying across established and emerging cryptocurrencies reduces the risks of technological advancements and market uncertainty in the crypto space.
$100,000 Returns
For investors putting $100,000 into cryptocurrencies in 2025 a diversified approach splits the investment:
Bitcoin (BTC) – $50,000: Long term store of value with institutional backing.
Ethereum (ETH) – $30,000: Smart contract leader with high adoption.
Solana (SOL) – $20,000: Growth in high speed blockchain applications.
Conclusion on Cryptocurrency Investing
Investing $100,000 in cryptocurrencies requires risk assessment, diversification and security. While Bitcoin and Ethereum are stable, Solana is a growth opportunity. Understand Australian regulations and tax implications to manage your crypto investments.
Short Term Corporate Bonds
What are Short Term Corporate Bonds and Why Invest?
Short term corporate bonds are debt securities with maturities from 1 to 5 years, providing income with lower risk than long term bonds. They are good for investors looking for modest returns in 2025.
These bonds offer stability, higher yields than cash, and access to your funds sooner than a longer term bond. They also diversify your portfolio with lower volatility than shares, so a good investment.
How have Short Term Corporate Bonds Performed?
Short term corporate bonds in Australia have been stable through market volatility, returning 2-3% per annum.
With fixed interest rates and stable issuers they are a moderate risk option.
Steady market conditions make bonds attractive with good yield spreads to risk free assets.
Strong financials from high credit companies, especially in infrastructure and utilities, make them more attractive. Inflation is the main risk factor that impacts returns so you need to look at future performance.
Best Short Term Corporate Bonds to Invest $100,000 In
CBA Short Term Bond Fund
1 Year Return: 3%
Key Stocks: Bonds of blue chip Australian companies, CBA’s own corporate bonds and other high rated entities.
The CBA Short Term Bond Fund gives you exposure to high quality bonds, a good balance of safety and return and is suitable for low risk, income focused investors.
BlackRock Short Term Corporate Bond Fund
1 Year Return: 2.7%
Key Stocks: High grade corporate bonds, mainly from Australian listed companies with strong financials.
BlackRock offers conservative investment solutions with diversified bonds so investors can get solid fixed income with minimal economic volatility.
AMP Capital Short Term Corporate Bond Fund
1 Year Return: Stable 3%.
Key Stocks: Investment grade corporate debt from top Australian companies.
The AMP Capital Short Term Corporate Bond Fund is for those who want to get stable income from a diversified basket of investment grade Australian bonds with lower price volatility.
Things to Consider Before Investing in Short Term Corporate Bonds
Credit Risk and Corporate Bond Issuers
When investing in short term corporate bonds, look at the financials of the companies issuing the bonds. Investment grade bonds reduce credit risk but changes in company performance can impact bond values and interest payments.
Interest Rates and Corporate Bonds
Interest rates impact corporate bonds. Short term bonds are more interest rate sensitive than long term bonds. As rates rise bonds may fall but short term bonds recover faster.
Diversification in Corporate Bond Portfolios
A diversified approach to corporate bonds across sectors and issuers reduces single entity risk. Even short term bonds can be volatile due to industry downturns or market shifts so diversification is key.
Things to Watch Out For When Investing in Short Term Corporate Bonds
Default Risk
While many short term corporate bonds are from high rated companies, default or significant delay in bond repayment can’t be eliminated completely. Bonds with lower ratings have higher yields but more risk.
Liquidity Risk
Short term corporate bonds are generally more liquid than longer term bonds but there may be times when selling them quickly in a bad market is difficult. Bonds don’t always offer easy access to cash when you need it.
Reinvestment Risk
When bonds mature they need to be reinvested into other bonds or asset classes. In a low interest rate environment, reinvesting the proceeds of short term bonds may result in lower returns in the future.
How to get the most out of $100,000
For those investing $100,000 in short term corporate bonds over 1 year the following allocation is recommended to get the most returns and lowest risk:
CBA Short Term Bond Fund – $40,000: High quality bonds from top financial institutions.
BlackRock Short Term Corporate Bond Fund – $30,000: Blue chip Australian corporate bonds with high credit ratings for steady returns.
AMP Capital Short Term Corporate Bond Fund – $30,000: Investment grade bonds from a basket of top Australian companies to spread risk and boost yield.
Short Term Corporate Bond Conclusion
Short term corporate bonds are for investors looking for stability and moderate returns over 1-5 years. Top funds like CBA, BlackRock and AMP Capital offer diversified, low risk access to income generating bonds.
Term Deposits
What are Term Deposits and Why Invest in Them
Term Deposits (TDs) are a low risk, fixed income investment where you deposit money with a bank or financial institution for a fixed term and earn interest at a fixed rate. They offer stability.
With $100,000, TDs offer a fixed return, perfect for conservative investors. In Australia’s current interest rate environment TDs are for those who want security and capital preservation, fixed rates across different term lengths.
How have Term Deposits performed lately?
In the last few months Term Deposits have been steady despite market volatility.
Key drivers of the stable performance are high demand for safe investments and the RBA’s monetary policy influencing interest rates.
TDs are still a good investment when market uncertainty forces investors to go for lower risk options. This stability gives investors peace of mind when focusing on capital security in a volatile market.
Top Term Deposits to invest $100,000 In
Commonwealth Bank of Australia (CBA) Term Deposit
1 Year Performance: Approximately 3.25%.
Key Drivers: CBA’s reputation, competitive rates on term deposits.
CBA is a safe investment option with steady returns for investors who want safety and fixed returns. Their term deposits offer great protection with good rates.
Westpac Term Deposit
1 Year Performance: 3.0%.
Key Drivers: Strong Australian bank, trusted for capital security.
Westpac’s Term Deposit offers flexibility for those who want a reliable return on their investments. Westpac’s long term stability and fixed rates make it a good option for risk averse investors.
National Australia Bank (NAB) Term Deposit
Key Drivers: Trusted financial institution with secure deposit rates.
NAB Term Deposit provides capital security and predictable returns, reflects the bank’s stability and conservative investment approach. For cautious investors who want to lock in returns.
Things to consider before investing in Term Deposits
Interest Rate Trends and TDs
TD returns are influenced by RBA interest rates. A rising interest rate environment means better TD returns. Keep an eye on rate trends to get the best returns.
Diversification within TDs
Diversify your TD investments across different institutions and terms to reduce risk. Vary the deposit terms or spread the funds across safe banks to get more security and better interest rates.
Liquidity and Access to Funds
Term deposits are less liquid than other investments as funds are locked in for a set period. Early withdrawal usually comes with penalties and reduces the earned interest which needs to be considered before investing.
Things to watch out for when investing in Term Deposits
Inflation Risk
Although TDs offer capital security, TD returns may not always beat inflation, eroding purchasing power over time especially in high inflation environment. So the fixed return may not preserve real value in those periods.
Interest Rate Risk
Interest rate movements can affect TDs. If interest rates go up after investing, the opportunity cost of not re-investing at higher rates will reduce overall returns.
Reinvestment Risk
Upon maturity, investors may face the risk of re-investing in a lower interest rate environment. If interest rates go down when TDs mature, returns on re-invested funds will be lower and may result to loss of earnings.
How to get the best returns on $100,000
To get the best returns on a $100,000 term deposit over 1 year:
CBA Term Deposit – $40,000: High security with competitive rates for those who want to play safe.
Westpac Term Deposit – $30,000: Diversify with a trusted bank for reliable returns.
NAB Term Deposit – $30,000: Balance your investment with another bank to hedge against market changes and get stable returns.
Conclusion: Term Deposits
Invest $100,000 in Term Deposits in 2025 for capital security and low risk returns. Investors get stability and predictable outcome, good for conservative strategies looking for safe growth.
By spreading across NAB, Westpac and CBA, investors can get the best returns while keeping it safe. Fixed rates offer attractive and steady income, protects the investment from market volatility and gives consistent returns.
FAQs
What are the short-term investment options in Australia for $100,000?
Term deposits, high-yield savings accounts, money market funds and ETFs are popular options. For safe short-term investments, government bonds and managed funds offer low risk and predictable returns.
For higher returns, consider short-term corporate bonds or diversified equity ETFs, balance growth and capital preservation. Always check the market conditions and individual risk tolerance before you decide.
How to get the best returns on $100,000 over 1 year?
To get the best returns, focus on high-yield savings accounts, short-term bonds and diversified ETFs for balance of safety and growth. Adjust your allocation based on risk and return goals.
Invest strategically by investing in assets with higher yield potential like corporate bonds and monitor interest rates to adjust your strategy accordingly for better outcome.
Term Deposits good for $100,000 for 1 year?
Yes, term deposits are a low risk option with guaranteed returns, good for conservative investors. They’re good for preserving capital with fixed interest over the investment period.
But their returns may be lower compared to other investment options. Consider your liquidity needs as term deposits may have early withdrawal penalties and check the interest rates to get the best returns.
What interest rates do high-yield savings accounts offer for big deposits in Australia?
High-yield savings accounts offer interest rates of 1.5% to 3% per annum for big deposits depending on the provider and economic conditions. Some may offer bonuses for initial deposit.
Although low, these accounts offer high liquidity and safety, so your capital is accessible. Look for accounts with introductory offers or higher rates tied to conditions like minimum deposit.
Is it good to invest in Australian stock market for 1 year?
Investing in the stock market for 1 year is risky due to short-term volatility. But it can give you big returns if you focus on stable, large-cap companies and ETFs.
For conservative investors, a diversified approach within Australian blue-chip stocks or ETFs will reduce the risk. Market timing and thorough research can give you bigger gains but be aware of potential losses.
What are the risks of short-term investments in peer-to-peer lending?
Peer-to-peer lending offers attractive yields but comes with risks like borrower defaults, platform failure and less liquidity. You need to check the platform’s reliability and borrower credit ratings.
Diversification across multiple borrowers or platforms will reduce the specific risk. Peer-to-peer lending is volatile so you need to weigh the returns against the risks before investing big.
Can REITs give high returns in 1 year?
REITs can give you attractive returns in the short term driven by rental income and property value growth. They offer dividends and potentially higher returns than traditional investments.
But their performance depends on real estate market conditions, interest rates and economic health. In times of market volatility, their returns will vary so you need to check individual REITs and market trends to succeed.
How do managed funds perform over 1 year?
Managed funds can give you moderate to high returns depending on the underlying assets like equities, bonds and real estate. Returns will vary based on the market’s short-term performance.
They offer diversification, reduces overall risk but performance will depend on fund managers’ strategy. Choose funds with good track record and consider the fees that will eat into your returns.
Are there tax implications for short-term investments in Australia?
In Australia, short-term investments are subject to capital gains tax (CGT) if sold for profit. The tax rate depends on whether the asset is held for less than 12 months.
Interest and dividend income may also be taxable with specific tax rates for different types of income. Keep track of your investments and consult a tax advisor to understand and minimize your tax liabilities.
Why invest in government bonds for 1 year?
Government bonds offer stability, fixed interest and minimal risk of default. Perfect for those who want to preserve capital with predictable income.
In Australia, government bonds also offer tax benefits and being safe makes them suitable for conservative investors. Returns may be lower but steady, good protection in times of market volatility.
How do ETFs perform compared to other short-term investments?
ETFs gives you exposure to a basket of assets which can increase their stability compared to single stocks. They have better short term growth than money market funds.
Their returns will vary depending on the market conditions but ETFs tend to outperform conservative options like term deposits. They carry more risk but diversification can reduce those risks.
What are the returns from investing in corporate bonds for 1 year?
Corporate bonds offer higher yields than government bonds, returns ranging from 3% to 5% depending on the bond’s risk level and the issuer’s credit rating.
But corporate bonds carries more risk than government bonds. Return depends on the issuer’s performance so choosing well-rated bonds can ensure safer returns for 1 year.
Should I invest in cryptocurrencies for short term like 1 year?
Cryptocurrencies can give you high returns due to their volatility but they also carries big risk. Their short term performance is unpredictable and heavily influenced by market sentiment and regulatory changes.
For 1 year investment horizon, cryptocurrencies may not be suitable for conservative investors. They can give profits but also big risk of loss so a balanced approach is key in managing the investment.
How do I measure liquidity of different investments for 1 year?
Liquidity can be measured by how easy it is to sell or withdraw funds from investments. Liquid options like high-yield savings accounts, ETFs and government bonds allows quick access to your money.
On the other hand, investments like term deposits or real estate may have withdrawal restrictions or penalties. You need to read the investment terms, fees and how quickly you can sell or convert the assets to cash.
What’s the role of diversification in short term investments?
Diversification spreads risk by investing in different assets, reduces exposure to any one asset class’s underperformance. It’s crucial for short term strategies as it balances losses with gains.
By mixing low risk and high risk investments, diversification can smooth out volatility and increase the chances of stable returns. A diversified portfolio in short term minimizes the impact of market swings.
Are there high return investments only available in the Australian market?
The Australian market has unique opportunities in sectors like mining, agriculture, real estate and renewables. These sectors have high returns due to Australia’s natural resources and growing industries.
Also, specialized ETFs and Australian property investments offers higher returns especially with emerging trends in sustainable development and infrastructure. Research and timing is key to get into those opportunities.
How do I measure risk vs return for different 1 year investments?
Measuring risk vs return is balancing gains against losses. Conservative options like government bonds gives low risk but low returns while stocks and cryptocurrencies gives higher returns with higher volatility.
Consider your risk tolerance and investment goals. Higher returns comes with higher risk so weigh options like managed funds, ETFs or short term bonds according to your financial goals and risk profile.
What are the fees for different investment platforms for short term investments?
Fees varies from platform to platform, some charge transaction fees, management fees or spreads. ETFs and managed funds has annual fees while peer-to-peer lending has platform fees.
You need to compare the cost of trading, platform access and management fees. For 1 year investment, higher fees can eat up your profits so researching cost-effective investment platforms is key to preserve returns.
How do I protect my $100,000 from market volatility for 1 year?
To protect your investments from market volatility, diversify your portfolio across low and high risk assets. Consider government bonds, short term corporate bonds or ETFs, balancing growth and capital preservation.
Also, set up stop-loss orders or use defensive sectors like utilities to reduce risk. Stay informed of market trends and economic conditions to adjust your investment strategy for stability.
Where can I get resources to choose the best short term investment in Australia?
Research through financial news websites, investment blogs and market analysis tools. Consult with financial advisors for personalized investment strategy suited to your needs and risk profile.
Financial institution apps and websites and online brokerage platforms has free tools, reports and educational materials. Get professional advice or use investment calculators.
Originally Published:
https://www.starinvestment.com.au/where-to-invest-100k-for-1-year-australia-2025/
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