The 5 Safest Suburbs in Melbourne for Secure Living & Smart Investment (2025)
Melbourne’s safest suburbs offer low crime rates, strong investment potential, and a
peaceful lifestyle. Locations like Ferny Creek, St Andrews, and Warrandyte provide
secure environments ideal for families, retirees, and investors seeking stability.
Property prices often exceed $300,000, making alternative strategies essential. Land banking, joint ventures, and eco-tourism investments present viable opportunities. Each suburb’s affordability, growth trends, and key investment factors are explored in detail.
Long-term appreciation, lifestyle benefits, and sustainability influence investment decisions. Transport accessibility, infrastructure development, and market stability are key considerations for those looking to invest in Melbourne’s safest and most desirable suburbs.
Ferny Creek
Ferny Creek, a beautiful suburb in Victoria, Australia is considered one of Melbourne’s safest places to live. With a crime rate of just 10.6 offences per 1,000 people it’s a secure and peaceful place to live.
But is it an investment destination? This guide looks at the potential of Ferny Creek, the real estate market and what a $300,000 investment can get you.
Location and Lifestyle of Ferny Creek
Ferny Creek is situated about 33 kilometers southeast of Melbourne’s Central Business District (CBD), nestled within the Shire of Yarra Ranges. Spanning 5.3 square kilometers, it is home to approximately 1,524 residents as per the 2021 census.
Known for its bushland, national parks and peaceful atmosphere, Ferny Creek is a popular spot for families and nature lovers.
Safety and Community: The Heart of Ferny Creek’s Appeal
One of Ferny Creek’s biggest selling points is its amazing safety record. With an offence rate of 10.6 per 1,000 people it’s one of the safest suburbs in Melbourne.
The community is mostly families and older residents, with most being between 50-59 years old. High community involvement adds to its reputation as a stable and welcoming suburb.
A Deep Dive into Ferny Creek’s Real Estate Market
Understanding Property Prices and Demand Trends
Property Prices and Demand TrendsFerny Creek has a high percentage of owner occupiers with 89.5% of homes owned rather than rented.
This high ownership rate reflects a stable housing market with long term residents. While median house prices vary, Ferny Creek homes are generally mid to high priced, making it a premium investment location.
Is Renting Profitable in Ferny Creek?
Most of the properties in Ferny Creek are owner occupied, but there are rentals available for investors to lease their properties. The rental yield is moderate and stable, with demand coming from individuals and families looking for a quiet lifestyle near nature.
Can a $300,000 Investment Get You a Property in Ferny Creek?
Affordable Options in the Area
With current property prices in Ferny Creek, buying a house with a $300,000 budget may not be possible. But there are alternative investment strategies that can still be lucrative:
Land Investment: Buying vacant land and holding for long term growth or future development.
Joint Property Investment: Partner with another investor to buy a property that fits within the suburb’s price range.
Exploring Nearby Suburbs: Invest in suburbs near Ferny Creek with similar benefits but lower entry price.
Other Investment Options for Growth
If direct property in Ferny Creek isn’t possible, investors can consider:
Real Estate Investment Trusts (REITs): Get exposure to Melbourne’s outer suburban property market without direct ownership.
Short Term Holiday Rentals: Capitalise on Ferny Creek’s nature getaway appeal by renting out properties in nearby areas.
Why Ferny Creek is a Future Proof Investment
Long Term Property Appreciation Trends
Melbourne’s outer suburbs have shown steady growth in property values over time and Ferny Creek will follow suit. With increasing demand for safe family friendly areas, property prices in this area will continue to rise.
Safety is Key to Property Investment Success
Ferny Creek’s ultra low crime rate (10.6 per 1,000 people) makes it a top choice for families and retirees. A safe suburb boosts property values and reduces risks of renting or reselling.
Nature and Lifestyle drives Demand
With national parks such as the Dandenong Ranges and Sherbrooke Forest close by, Ferny Creek attracts buyers looking for a high quality of life. Demand for homes in scenic peaceful areas is strong and will continue to drive property values.
Things to Consider Before Investing in Ferny Creek
While Ferny Creek has many benefits, investors should consider:
Higher Property Prices: The suburb’s popularity means higher than average entry price.
Limited Public Transport: The area is mainly private transport only which may impact rental demand from city commuters.
Market Fluctuations: Like any property investment, prices may fluctuate based on economic conditions and local demand.
Ferny Creek is one of Melbourne’s safest and most desirable suburbs, it’s a great long term real estate investment.
A $300,000 budget may not be enough to buy direct property in the area but alternative investment strategies like land purchases, partnerships and nearby suburb exploration can still yield good returns.By looking at property trends, safety stats and lifestyle benefits, investors can decide if Ferny Creek fits their financial goals.
Whether direct or alternative, Ferny Creek’s peaceful and safe suburb makes it a smart choice for property investors looking for stability and growth in Melbourne’s property market.
St Andrews
St Andrews is a peaceful lifestyle, surrounded by open space, a vibrant arts scene and a focus on green living. The homes here have big blocks, eco homes and bush retreats, for those who love nature and alternative living.
With a $300,000 budget, a standalone home might be tough to find, but land banking or community projects are within reach. The area is growing and people are looking for calm, sustainable havens.
St Andrews’ Unique Charm and Location
36 kms north east of Melbourne’s CBD, St Andrews is nestled in the Shire of Nillumbik’s beautiful backyard. Green spaces and quietness call to those who want a country escape that’s still close to city life.
Eco living is the focus—imagine solar powered homes, organic gardens and a Saturday market. Kinglake National Park and the Yarra Valley are nearby for the adventurous and free thinkers.
A Tight-Knit, Resilient Community
Warrandyte and North Warrandyte have a strong sense of community, where residents rally around conservation, creativity and bushfire readiness. The Yarra River runs through, creating a peaceful yet active lifestyle surrounded by nature and eco awareness.
Crime is low but bushfire threats and limited infrastructure are challenges. Locals are self sufficient—think solar panels, water tanks and fire smart gardens—building strength in this beautiful but rugged landscape.
St Andrews Real Estate Landscape
Home Prices and Market Energy
Across St Andrews’ open spaces custom homes are being built, blending eco innovation with space. A subtle buzz is here, pulling in people who want serenity with a practical edge. Prices are softer than the Yarra Valley but higher than the outer suburbs.
Rental Market Snapshot
Renting isn’t the main game in St Andrews—most people live here as owners. But a new trend is emerging: short term rentals and eco escapes are popping up, driven by the area’s appeal as a weekend retreat. For those looking for Airbnb potential there’s opportunity to host travellers seeking nature’s hug.
Investing $300,000 in St Andrews: What’s Possible?
Smart, Budget Friendly Options
At current prices a standalone house for $300,000 is out of reach. But there are creative options:
Land Banking: Snap up vacant land to hold or build on later.
Eco-Tourism: Set up cabins, retreats or glamping sites for visitors.
Team-Up Deals: Partner with others to buy and shape a property.
Other Ways to Get In
If buying outright isn’t an option consider:
Green Farming: Fund organic plots, beehives or even a vineyard start.
REITs: Invest in regional real estate through investment trusts, no property ownership required.
Community Projects: Support local co-ops or sustainable housing initiatives.
Why St Andrews is a Long Term Play
Rural Retreats are Hot
As people seek space to breathe, eco friendly spots and remote work bases, lifestyle properties are in demand. St Andrews is the sweet spot—secluded yet connected—making it a standout.
A Culture of Care and Creativity
Unlike cookie cutter suburbs, St Andrews fosters sustainability and artistic expression. This rare combination attracts a loyal following, keeping property values strong over time.
Nature and Tourism as Money Makers
Near famous reserves and wineries, St Andrews has a tourism edge. Properties for greenies and retreat fans can cash in on this.
Things to Consider Before You Jump
St Andrews shines but remember:
Car-Centric Life: Public transport is thin so you’ll need to drive.
Fire Prep Rules: High risk zones require strict safety measures.
Slower Sales: Niche buyers means longer wait to sell.
The Wrap
St Andrews offers a sweet deal for those into green living, lifestyle pads or tourism. A $300,000 home might be a stretch but land grabs, eco-lodges or small farms can still pay off big.
For anyone looking for an investment tied to nature, community and future growth, St Andrews is a rare opportunity.
Merricks, Point Leo, Shoreham:
The Mornington Peninsula is home to Merricks, Point Leo and Shoreham – three beautiful coastal towns known for their beaches, wineries and laid back lifestyle.
These areas attract holidaymakers and sea changers alike with a mix of luxury homes, hobby farms and holiday retreats. But are they good investments?
This guide looks at market trends, affordability and whether a $300,000 can buy you a piece of this popular coastal region.
The Mornington Peninsula
Located on the western side of the Peninsula, these towns offer seclusion, natural beauty and accessibility. Just 80-90 minutes from Melbourne they are weekend getaways and permanent homes for those looking for a quieter life.
Merricks combines vineyards with rural charm, appealing to buyers looking for big properties near the beach and wineries.
Point Leo is a quiet surf haven with a tight property market and coastal walks.
Shoreham has cliffside homes, private beaches and boutique farms, attracting luxury buyers and investors.
These areas are highly sought after but their exclusivity keeps prices high.
Community & Safety: A Safe Coastal Retreat
Low crime and a stable community means these areas are safe. Many residents are long term owners and a sense of community is fostered through local events, farmers markets and surf clubs. But limited public transport and seasonal tourism can impact rental demand.
Real Estate Trends & Investment Insights
The market here is driven by high end buyers, holiday home investors and retirees. Demand is strong for:
Merricks: Hobby farms and vineyard estates, often in the millions.
Point Leo: Rare beachfront homes that command top dollar.
Shoreham: High end coastal homes and small acreage properties.
Rental Market: A Seasonal Opportunity
Long term rentals are scarce but short term holiday stays perform well, especially for high end travelers and surfers.
Can You Invest $300,000 Here?
Buying a home in these areas for $300,000 is unlikely, but alternative investment options include:
Vacant Land: Holding land for future appreciation or eco-friendly developments.
Fractional Ownership: Co-investing in a holiday property.
Nearby Suburbs: More affordable options in Wattle Glen, Whittlesea or Yan Yean.
Exploring Alternative Investments
For those priced out of direct homeownership, alternative investment paths exist:
Luxury Short-Stay Rentals: Investing through property syndicates or Airbnb partnerships.
Melbourne REITs: Exposure to the market via real estate investment trusts.
Agritourism: Funding boutique vineyards, olive groves or farm-to-table experiences.
Why This Suburb Holds Strong Investment Appeal
Consistent Capital Growth: Limited land and strong demand drive price appreciation.
Growing Population: New residents and businesses moving in.
Suburban Convenience: Close to shops and services.
Challenges to Consider
High Entry Prices: Homes in high demand.
Seasonal Rental Fluctuations: Peak demand in summer, slower in winter.
Limited Public Transport: A car is essential for residents and visitors.
Final Verdict: Is It Worth Investing?
For those looking for premium investments, Wattle Glen offers long term potential. While $300,000 won’t buy a home, strategic investments in land, short-stay rentals or agritourism ventures provide entry points. With demand outpacing supply and a lifestyle appeal, Wattle Glen is a smart investment suburb.
Wattle Glen
In Melbourne’s northeast, Wattle Glen is a peaceful retreat with suburban conveniences. This semi-rural suburb, 27 km from the CBD, is known for its big homes, tree lined streets and strong community. But is it a smart investment?In the Shire of Nillumbik, Wattle Glen combines natural beauty with suburban living. 5.9 km² in size, it has around 2,000 residents, mostly families and retirees who love the peaceful surroundings.
What’s good about Wattle Glen?
Scenic: Big blocks, greenery and access to Diamond Creek Trail and Plenty Gorge Park.
Community: Local events, farmers’ markets and a village feel.
Convenience: Close to Diamond Creek, Greensborough and Hurstbridge for shops and services.
But public transport is limited, with only one train station and infrequent buses. Most residents use cars for daily commuting.
Safe and Family-Oriented
Wattle Glen is a safe and stable suburb with low crime rates and mostly owner occupiers. It attracts:
Families looking for space and safety.
Retirees wanting a quiet, nature filled lifestyle.
Professionals working in nearby Eltham and Greensborough.
Its close knit feel and environmental focus makes it a great long term location for residents adding to its investment appeal.
Wattle Glen’s Real Estate Market
Property Trends and Pricing
With a high percentage of owner occupiers Wattle Glen properties often have large land sizes and modern family homes. Median house prices have grown steadily driven by demand for suburban living.
Compared to Eltham and Diamond Creek Wattle Glen is more affordable but with limited stock competition is high making it a good long term investment.
Rental Potential
While the rental sector remains modest in scale, there’s evident interest from youthful households and career-driven individuals. Property investors might discover:
Attractive pricing when stacked against neighboring districts.
Appeal among renters seeking a blend of tranquility and accessibility.
Stable, long-haul tenants, minimizing the churn of vacancies.
Yet, returns on investment hover at a temperate level, and securing occupants could demand more patience than in bustling locales.
Can You Invest in Wattle Glen with $300,000?
With median house prices over $900,000 buying a home on a $300,000 budget is unlikely. But other options include:
Buying Land: Buying a small block for future development or resale.
Joint Investment: Partnering with others to get into the market.
Exploring Nearby Suburbs: Diamond Creek and Hurstbridge offer lower entry prices and same regional growth.
Alternative Investment Approaches
If direct property ownership isn’t an option investors can consider:
REITs (Real Estate Investment Trusts): Get exposure to Melbourne’s suburban housing market without direct property management.
Dual-Occupancy Properties: Investing in nearby areas that allow multi-unit developments for better rental returns.
Eco-Friendly Rentals: Catering to the demand for sustainable housing near nature reserves.
The Long Term Investment Appeal of Wattle Glen
Demand for Space
As Melbourne’s outer suburbs grow Wattle Glen will continue to attract families looking for larger homes and green space. Its semi rural feel will keep drawing buyers.
Future Infrastructure Growth
Limited transport options for now but potential upgrades will improve access and boost property values in the future.
Sustainable Living
Wattle Glen’s sustainable lifestyle matches the growing trend for sustainable housing. Buyers wanting a balance between urban and nature will keep the market going.
Investment Considerations
Before buying, consider:
Higher Prices: Limited stock can drive up prices.
Transport Challenges: Heavy reliance on cars.
Slower Growth: While stable, the area won’t see the same price growth as inner city suburbs.
Final Verdict: Is Wattle Glen a Good Investment?
For long term capital growth and lifestyle investment, Wattle Glen is a good option. A $300,000 budget won’t get you a home but options like land banking, joint ventures or REITs can get you in the market.
With its family friendly environment, strong demand for space and stable market, Wattle Glen is a good choice for investors looking beyond Melbourne’s high density suburbs.
Warrandyte & North Warrandyte
Along the Yarra River, Warrandyte and North Warrandyte offer a picturesque escape from Melbourne. With bushland, community and semi rural charm these suburbs promise a peaceful lifestyle and still be connected to the city. But is it a good investment? Let’s look at property trends, affordability and can $300,000 get you in the door in this popular area.
Living in Warrandyte & North Warrandyte
24-28 km north east of Melbourne’s CBD, these suburbs are in the Manningham and Nillumbik councils, covering over 20 square kilometers and 7,500 residents. They offer:
Scenic Bushland: Warrandyte State Park, rolling hills and diverse wildlife.
Creative Culture: Art galleries, markets and festivals.
Cafe & Dining Hub: Boutique restaurants along Yarra Street.
Active Lifestyle: Perfect for hiking, cycling and kayaking with many trails and parks.
While peaceful, Warrandyte and North Warrandyte are bus linked to major train stations but most residents use private transport.
Safe & Friendly Community
Low crime rates attract professionals, families and creatives looking for a safe, nature rich environment. Community markets, conservation groups and heritage events keep the community close.
Real Estate Market Overview
Property values in Warrandyte and North Warrandyte have risen steadily due to demand for space and big blocks. Most homes are owner occupied so the market is stable. Limited development opportunities means prices are high making it a premium investment location.
Is Renting a Good Option?
The rental market is small but caters for:
Professionals and families looking for a lifestyle focused home.
Short term renters who love the natural environment.
Eco conscious tenants who want to live sustainably.
Rental yields are moderate but long term capital growth is the better investment.
Can $300,000 Secure Property Here?
With median house prices over $1.2m, a standalone home at this price is unlikely. However:
Land Investment: Buy vacant land for future growth.
Joint Ventures: Partner with investors to get in.
Nearby Suburbs: Research and Wonga Park offer a similar lifestyle at a lower entry price.
Alternative Options
If you’re priced out of direct property, try:
Eco-Tourism: Short term rentals for nature lovers.
Real Estate Investment Trusts (REITs): Invest in Melbourne’s outer suburbs indirectly.
Sustainable Housing: Capitalise on the growing demand for eco homes.
Why Warrandyte & North Warrandyte are Long Term
Ongoing Demand: Buyers want space and greenery over city proximity.
Limited Supply: Planning controls keep the market stable.
Eco-Living: Growing interest in sustainability boosts future investment.
Things to Consider
High Entry Price: These premium suburbs require a lot of capital.
Bushfire Risk: Fire safety is crucial in these forested areas.
Transport Limited: A car is necessary due to no public transport.
The Bottom Line
If you’re looking for long term growth and lifestyle driven demand, Warrandyte and North Warrandyte are still a go. $300,000 won’t buy a home but land, joint ventures or ecotourism ventures are alternative entry points into this high end market. For more infoInvestment opportunities – Live in Melbourne. With natural beauty, strong community and limited supply, Warrandyte is a premium suburb beyond Melbourne’s high density suburbs.
FAQs
1. Which Melbourne suburbs are the safest?
Balwyn, Canterbury and Mont Albert are the safest. Balwyn is safer than 65% of suburbs in Australia.
2. How does Camberwell rate in terms of safety?
Camberwell is a safe suburb. 10/100 in Australia by number and severity of crimes per population, where 0 is no crime.
3. Are there family friendly and safe suburbs in Melbourne?
Yes, Kew, Glen Waverley and Balwyn are family friendly and safe. Good schools, parks and low crime.
4. Which Melbourne suburbs are best for retirees?
Canterbury and Mont Albert are popular with retirees for their safety, quietness and amenities. Canterbury is safer than 58% of suburbs in Australia.
5. Is Ferny Creek a safe suburb?
Ferny Creek is generally safe. 8 thefts, 4 assaults and 3 property damage in 2023. Crime exists but doesn’t impact most residents.
6. How does Kew compare to other Melbourne suburbs?
Kew is a safe suburb with low crime. Popular due to good schools and public transport.
7. What are the top 6 safest suburbs in Melbourne?
While rankings vary, suburbs like Balwyn, Canterbury, Mont Albert, Kew, Glen Iris and Camberwell are often mentioned as safe. They have lower crime rates than other Melbourne suburbs.
8. Is Balwyn a safe suburb in Melbourne?
Yes, Balwyn is a safe suburb. It’s safer than 65% of suburbs in Australia, below average crime rates.
9. Which Melbourne suburbs are safe and have good schools?
Suburbs like Kew, Balwyn and Glen Waverley are known for being safe and having good schools, so great for families who want good education and a safe environment.
10. Are there any coastal suburbs in Melbourne that are safe?
While coastal suburbs can vary in safety, areas like Elwood and Sandringham are generally safe and have a beachside lifestyle.
11. How does Mont Albert rate in terms of safety in Melbourne suburbs?
Mont Albert is a safe suburb. It’s safer than 49% of suburbs in Victoria, moderate safety in the state.
12. What are the safest suburbs in Melbourne’s eastern suburbs?
In Melbourne’s eastern suburbs, suburbs like Balwyn, Canterbury and Mont Albert have low crime rates and are considered safe.
13. Is Canterbury a safe suburb in Melbourne?
Yes, Canterbury is a safe suburb. It’s safer than 58% of suburbs in Australia, crime exists but doesn’t impact most residents.
14. Which Melbourne suburbs have safety and affordability?
Suburbs like Heatherton and Epping have a balance of safety and more affordable housing than inner city areas.
15. How safe is Glen Iris compared to other Melbourne suburbs?
Glen Iris is a safe suburb. While crime exists, it doesn’t impact most residents. Top reported crimes are theft and burglary.
16. Are there any up and coming safe suburbs in Melbourne?
Suburbs like Doncaster and Ringwood are emerging as desirable areas, safe and getting more amenities, attracting new residents and developments.
17. Which Melbourne northern suburbs are safe?
In Melbourne’s northern suburbs, Essendon and Pascoe Vale are known for being safe and family friendly.
18. Is Doncaster a safe suburb in Melbourne?
Yes, Doncaster is a safe and secure suburb with great family friendly amenities, parks, schools and shopping, so a great place to live.
19. How does public transport affect safety in Melbourne suburbs?
Generally suburbs with good public transport, like Kew, have lower crime rates, possibly due to more foot traffic and surveillance. But this is not always the case and you should consider other factors when assessing safety.
OriginallyPublished: https://www.starinvestment.com.au/safest-suburbs-melbourne-investment/
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