Top 5 Investment Property Strategies in Australia for 2025

Australia’s 2025 property market offers many investment strategies to suit different

goals, from income stability to long term growth. Economic changes and

affordability are reshaping how we build wealth..

Explore five proven strategies including positive cash flow, negative gearing, rentvesting, buy and hold, and equity leverage. Each method shows key markets, ideal investor profiles and benefits with interest rate changes.

Know where to find strong yields, how to minimise tax, balance lifestyle with investment and unlock portfolio growth with equity. Stay informed and choose what’s relevant to you and your financial goals.

Cash Flow Property Investment Strategies

Smart Income from Regional Cash Flow Properties in 2025

In the ever changing landscape of real estate investment in Australia, positive cash flow properties are still the go to for investors looking for steady income and reduced risk.

As we head into 2025, economic uncertainty and changing interest rates have many Australians looking at properties that can generate income above expenses, particularly within a budget of $300,000.

What Makes a Property Generate Positive Cash Flow

Positive cash flow properties are those where the rental income earned is greater than the total expenses incurred, including mortgage repayments, council rates, insurance, maintenance costs, and property management fees.

This means a steady income stream for investors and is considered safer than negative gearing especially in a high interest or inflationary environment.

Why Affordable Real Estate Under $300K Is Hot in 2025

Investing in lower priced properties gives you access to a wider market, reduces upfront capital and often allows for diversification across multiple properties.

Sub-$300K is hot in 2025 due to tightening lending and renewed interest in regional property markets.

Top High-Yield Regional Locations in Australia for 2025

Regional Australian towns and cities have become hotspots for positive cash flow investments due to their affordability, strong rental yields and growing local economies. Here are the top markets to watch for 2025:

  1. Townsville, QLD – High Demand and Resilient Growth As of early 2025, Townsville is the top investment market, driven by defence, healthcare and mining sectors.
    Median unit price is around $340,000 with rental yields of 6.5%. Houses are around $536,500 with yields of 5.14%.
    Low vacancy rates and high rental demand makes it a great option for investors looking for reliable income.

  2. Depot Hill, QLD – One of Australia’s Best for Rental Returns Depot Hill has one of the highest rental yields in the country. Investors can expect yields of around 8.1% with median property prices under $600,000.
    Although above $300K, there are still many properties within budget, especially units and smaller homes.
    Affordability and rental performance makes it a great option for cash flow focused investors.

  3. Moree, NSW – Affordable Entry Point with Strong Yields Moree is another strong performer with yields near 8.0%. It has affordable homes, growing regional economy and consistent rental demand.
    These factors makes it a solid option for investors looking to generate surplus rental income and capital stability.

  4. Geraldton, WA – Infrastructure Boost Supporting Rental Demand Located on the Mid West coast, Geraldton is becoming popular with investors due to its location and infrastructure development.
    With yields of 7.4%, Geraldton combines economic growth with affordability, especially for homes around or below $300,000. Local economy driven by agriculture and mining supports steady rental demand.

Key Investment Factors to Maximize Positive Cash Flow

To maximize positive cash flow strategy, investors should consider:

  • Rental Yield: Look for areas with rental yields above 6% to have a buffer against rising interest rates or unexpected expenses.

  •  Vacancy Rates: Lower vacancy rates means consistent occupancy and less rental income gaps.

  • Economic Fundamentals: Invest in areas with strong local employment and population growth.

  • Property Condition: Newly renovated or well maintained properties require less immediate capital expenditure and attract better tenants.

  • Financing and Interest Rates: Get competitive interest rates and be aware of the market. As of Feb 2025, investor housing credit in Australia is at $768 billion, a 5.6% year on year increase, so the market is still growing.

Benefits of Positive Cash Flow Property in a Changing Economy

Positive cash flow properties are a financial buffer, allowing investors to ride out economic turbulence. Unlike negatively geared properties that rely on capital growth and tax benefits, positively geared assets produce surplus income from day one and increase liquidity and reduce personal finance reliance.

In a world where interest rates are volatile and inflation is a concern, a positive cash flow approach means property investments are sustainable and profitable without having to sell or refinance in the short term.

Balancing Rental Income with Capital Appreciation Goals

While capital growth is still a big driver for many investors, combining it with positive cash flow is a balanced approach. Many regional markets that offer high yields also have moderate capital growth, so you get the best of both worlds.

For example, in markets like Geraldton or Townsville, historical data shows long term growth but slower than the capital cities.

But the extra rental income more than makes up for the difference especially if you’re after financial independence or portfolio stability.

Final Take: Should You Get into Cash Flow Property in 2025?

In 2025 the landscape is set for smart investors to take advantage of affordable high yield opportunities across regional Australia.

With property prices around $300,000 and rental yields 7-8% positive cash flow investments are not only possible but strategic in a risk averse environment.

Whether you’re a first time investor or looking to diversify your existing portfolio, positive cash flow properties in regional Australia is a path to wealth creation and income generation.

With research, attention to market fundamentals and a focus on long term sustainability 2025 could be the year to build a robust property investment strategy.

Negative Gearing for Tax Benefits

Turn Investment Losses into Tax Wins by Negative Gearing

In the Australian property investment landscape, negative gearing is still a popular way to reduce taxable income and aim for long term capital growth. In 2025 it’s still relevant in major metropolitan markets.

Negative gearing is when you buy a property where the rental income is less than the total holding costs. Although this means a short term loss, that loss can be claimed as a tax deduction – giving immediate benefits to those with higher incomes.

How Negative Gearing Works

A negatively geared property is when the annual expenses – interest, insurance, council rates, maintenance and management fees – exceed the rental income. The net loss can be deducted against other taxable income.

For example, if a property earns $22,000 in rent but has $28,000 in expenses, the $6,000 loss can reduce the investors taxable income. This is especially beneficial for those in higher tax brackets where the deduction means bigger tax savings.

Why Negative Gearing is Still Relevant in 2025

In 2025 many capital city markets are still seeing high property prices, limiting rental yields. Negative gearing is still being used by investors targeting long term capital growth, particularly in suburbs with growth indicators.

Although the politicians sometimes talk about changing the negative gearing laws, nothing has changed in 2025. Investors are still confident in the strategy as long as they do their financial planning and focus on the right locations.

Best Markets for Negative Gearing This Year

Negative gearing is most effective in areas where the capital growth is strong enough to offset the short term loss. These are usually the inner and middle ring suburbs of the capital cities and select growth corridors.

Inner West SydneySuburbs like Newtown and Dulwich Hill attract high demand and long term growth. Yields are low, often under 3% making them classic negative gearing locations.

Melbourne’s South-East – Carnegie, Bentleigh East and Murrumbeena are still attracting investors looking for long term growth. Yields are modest but infrastructure and amenity access is supporting the prices.

Brisbane’s Inner NorthSuburbs like Windsor and Wilston offer better yields (around 3.5%) than Sydney or Melbourne and strong growth due to ongoing infrastructure development.

Key Tax Benefits and Deductions

Negative gearing has many deductible expenses so it’s great for those who want to reduce their annual tax bill. Here are the common deductions for 2025:

  • Loan interest repayments – the biggest and most significant deduction.

  • Property management fees – advertising, letting, routine management services.

  • Repairs and maintenance – not upgrades or improvements.

  • Insurance costs – landlord, building, public liability.

  • Depreciation – building and plant/fixtures.

  • Utilities and council charges – if paid by the owner.

  • Travel and inspection costs – if applicable under ATO rules.

Keep records and consult a property savvy accountant to ensure you are compliant with the current rules.

Who Benefits from Negative Gearing?

This works best for high income earners who can carry short term losses. For someone in the 45% tax bracket a $10,000 property loss can mean significant tax savings – reducing the overall cost of owning the asset.

It also suits those with a long term view, investing in growth areas and confident future growth will outweigh short term losses. Dual income households and established investors often fall into this category.

Important Considerations and Risks

Negative gearing has financial risks and cash flow implications. You need to be able to afford the ongoing losses especially during interest rate hikes or tenant vacancies. A shortfall in rental income or unexpected maintenance costs can impact your personal finances.

Capital growth is never guaranteed. If property values don’t grow the benefits of negative gearing are limited to tax savings only. That’s why you need to invest in areas with strong fundamentals – population growth, infrastructure and employment.

Interest rates while stable in 2025 are still a risk. An increase will widen the income-expense gap and make the property more expensive to hold. Stress test loan scenarios before you commit.

Final Thoughts: Is Negative Gearing Still Worthwhile in 2025?

In 2025 negative gearing still has tax benefits for investors in growth areas. When combined with financial discipline and a long term view it’s still a powerful wealth creator.Not for everyone but if you have a stable income and a plan you can get tax savings and capital growth. As always do your research.

Rentvesting

Rentvesting Strategy in 2025 for Lifestyle and Investment Balance

Rentvesting has become a popular property investment strategy in Australia, especially for younger buyers and those priced out of their desired areas. In 2025 it’s a smart way to combine lifestyle flexibility with long term wealth creation.

This involves renting where you want to live and investing in a more affordable area to get onto the property ladder. It allows you to build assets without sacrificing lifestyle, location or career opportunities.

What is Rentvesting and How Does It Work?

Rentvesting means renting a home for personal use while owning and renting out an investment property elsewhere. It breaks away from the traditional “buy where you live” mentality.

For example, someone may rent in inner city Sydney for work and lifestyle but buy an investment property in regional Queensland for affordability and rental income. This gets you into the market without compromising on lifestyle.

By doing so you build equity through property ownership while maintaining the freedom to move for work, study or travel.

Why Rentvesting is Gaining Popularity in 2025

As housing affordability continues to be a challenge in capital cities more Australians are turning to rentvesting as a practical alternative. Property prices in urban hubs are rising and often make owning a home in those areas unaffordable for first home buyers.

Rentvesting allows you to invest earlier, leveraging property markets with better returns or lower entry costs. It also aligns with changing lifestyle preferences especially among younger Australians who prioritise mobility and experience over homeownership.

In 2025 the appeal of rentvesting has grown due to flexible work arrangements, higher regional yields and improved transport connectivity.

Where to Buy: Top Rentvesting Locations in 2025

Successful rentvesting is about finding growth markets with solid rental returns and long term demand. Some top areas in 2025 are:

Bendigo, VIC – Strong infrastructure, healthcare services and connectivity to Melbourne. Consistent capital growth and rental demand. Median house price $520,000, rental yield 4.5%.

Ipswich, QLD – A favourite among rentvestors. Affordable, planned development and strong population growth. Yields are high and median price under $480,000 perfect for first time investors.

Mount Gambier, SA – Regional South Australia is gaining traction for its affordability. Mount Gambier presents opportunities with yields above 5.5% and a growing local economy, making it an ideal entry-level investment.

Rentvesting Benefits

One of the biggest benefits of rentvesting is flexibility. You can live close to work, family or lifestyle attractions without committing to an expensive mortgage in that area.

Financially it allows you to get into the market sooner, often in areas with better rental yields or lower purchase prices. This builds equity over time and can improve your borrowing power for future investments.

There are also tax benefits. As the property is an investment, many of the costs are tax deductible – interest, depreciation, property management and maintenance.

Who Should Rentvest?

Rentvesting suits a wide range of investors, especially younger Australians or professionals working in cities. It’s perfect for those who:

  • Can’t afford to buy in their preferred suburb

  • Want to get into the market sooner rather than later

  • Prefer lifestyle freedom over homeownership

  • Are open to building a portfolio without sacrificing personal location preferences

It’s also a smart move for dual income households looking to diversify assets without over committing to a high cost mortgage.

Things to Consider Before Rentvesting

Before you rentvest, you need to assess your borrowing capacity and understand how rental income affects loan approval. Lenders treat rentvestors differently to owner occupiers so proper financial planning is key.

Managing two separate living arrangements (one rented, one leased out) requires careful budgeting. You need to factor in rental obligations, investment property costs, vacancy risks and maintenance expenses.

You also need to consider capital gains tax (CGT) implications as investment properties don’t qualify for the primary residence exemption.

Rentvesting vs Homeownership

Rentvesting offers more mobility and can provide stronger returns in certain markets. But it lacks the stability and emotional satisfaction of owning and living in your own home.

Homeownership may suit those who want long term roots, while rentvesting is better for those who want financial growth without geographical commitment.

Ultimately it’s up to personal goals, lifestyle needs and market conditions.

Final Word: Is Rentvesting a Good Idea in 2025?

In 2025 rentvesting is a practical and flexible way to get into property ownership for Australians who are struggling with affordability. With high yields in regional and outer suburbs, you can build wealth without sacrificing lifestyle.

If you’re willing to rent where you live and think strategically about where you buy, rentvesting gets you financial benefits and long term options. It’s a modern way of thinking for the mobile, investment focused generation.

With the right location, right planning and a clear goal, rentvesting could be the smartest move to grow your property portfolio today.

Buy and Hold Strategy

 Build Wealth with Buy and Hold in 2025

The buy and hold strategy is the foundation of property investment in Australia. It’s a long term approach focused on capital growth, rental income and wealth creation over many years without frequent trading.

Investors get property appreciation, steady rental returns and long term tax benefits, making it one of the most resilient paths to financial freedom.

What Is the Buy and Hold Strategy?

Buy and hold is a passive investment approach where a property is purchased with the intention of holding it for many years – typically 5 years or more. Unlike short term flipping or development strategies, buy and hold is focused on long term returns.

The strategy relies on two main sources of income: capital growth from property value increases and regular rental income from tenants. Over time equity builds and you can refinance or expand your property portfolio.

This approach also takes advantage of compounding growth so you can ride out market volatility without reacting to short term movements.

Why the Buy and Hold Approach Is Still Relevant in 2025

In 2025 economic uncertainty, inflationary pressure and fluctuating interest rates have reinforced the importance of holding quality assets long term. While short term strategies can be risky, buy and hold is focused on consistency and compounding growth.

With population growth, infrastructure spending and housing demand continuing across key markets long term property values will continue to trend upwards. Investors who hold through different market phases often achieve greater total returns than those who try to time the market.

Buy and hold is especially relevant for investors seeking financial stability and passive wealth creation in uncertain times.

Best Suburbs for Buy and Hold Investment in 2025

Location is key. For long term success look for areas with strong fundamentals such as employment hubs, infrastructure development and population growth. Some of the best suburbs in 2025 are:

Logan, QLD – A long time performer for buy and hold investors, Logan has affordability, growth potential and consistent rental demand. With ongoing infrastructure projects the area will continue to attract families and professionals.

Wyndham Vale, VICWest of Melbourne Wyndham Vale is experiencing rapid population growth and urban development. The median house price is under $600,000 making it attractive for long term investors.

Playford, SA – North of Adelaide Playford is regenerating and has affordable entry points, rental returns above 5% and increasing investor interest due to employment and lifestyle infrastructure.

Buy and Hold Benefits

One of the biggest benefits is passive income. Once a property is leased, rental payments cover expenses and generate surplus cash over time as loan balances decrease.

Capital growth is another benefit. Over 10 to 20 years most well located properties will grow in value significantly and you’ll accumulate wealth through equity.

Buy and hold also has tax benefits. Property investors can claim depreciation, loan interest, maintenance, property related expenses which can reduce taxable income.

What Makes a Good Buy and Hold Investment?

Not all properties are suitable for this strategy. A good buy and hold investment is in a growth corridor with expanding infrastructure, diverse economy and growing demand for housing.

The property should be low maintenance, attractive to long term tenants and in an area with low vacancy rates. Proximity to schools, public transport and employment hubs increases both rental appeal and long term value.

Also consider property type. Houses tend to appreciate more due to land value, but units in inner city areas with strong rental demand can also work.

Risks and How to Manage Them

Like all strategies, buy and hold has risks – market fluctuations, interest rate rises or unexpected maintenance costs. But these risks are often mitigated over time as rental income increases and property values grow.

To manage risks effectively, investors should have a financial buffer, choose fixed or split interest loan options when applicable and review property performance and market conditions regularly.

Engaging a property manager and keeping up with routine maintenance can also reduce tenant turnover and increase returns.

Final Take: Is Buy and Hold Still Effective in 2025?

Yes. In 2025 buy and hold is still a proven, low risk way to property wealth. With the right property selection, long term commitment and steady cash flow investors can build equity and passive income streams.

While short term gains are tempting, long term success in real estate often comes from patience and consistency. Buy and hold is a smart and sustainable way for Australians to secure their financial future through real estate.

Utilize Equity for Investment

 Build Wealth with Buy and Hold in 2025

In 2025 using equity has become one of the most powerful tools for Australian property investors to grow their portfolios. It allows investors to unlock value in existing assets without selling.

Equity is the difference between your property’s current market value and the amount you still owe on the mortgage. By accessing this equity you can reinvest into additional properties, increase your earning potential and accelerate wealth creation.

What Does It Mean to Use Equity in Property Investment?

Using equity means borrowing against the value you’ve built up in your current property. For example if your property is worth $800,000 and your mortgage is $500,000 you may be able to access a portion of the $300,000 difference as usable equity.

Lenders will allow you to access up to 80% of your property’s value (less your mortgage) which can be used as a deposit for your next investment. This is great because you don’t need to save cash to grow your portfolio.

You grow your assets by recycling equity from existing properties and reinvesting into high performing real estate.

Why Equity Investing Is More Relevant Than Ever in 2025

Property values are rising so many investors have idle equity. In 2025 more are unlocking it to take advantage of rental demand and regional growth opportunities.

Tight lending criteria makes equity a smart expansion tool. Strong yields in growth corridors support new loans, while strategic use helps spread risk and build long term income.

Where to Reinvest Equity for Maximum Returns

To get maximum returns reinvest your equity in areas with strong growth and rental yield. Some 2025 hotspots include:

Morphett Vale, SA – Top performer in Adelaide’s south, this suburb is seeing growing demand due to infrastructure investment and affordable pricing.

Armadale, WA – Located near Perth, Armadale has low entry points and increasing rental demand. Median prices are under $500,000, perfect for equity backed investors.

Dandenong, VIC – Established suburb with strong transport links and commercial infrastructure, Dandenong is set for long term value growth and consistent tenant demand.

Benefits of Using Equity to Invest

The main benefit is being able to build a bigger portfolio without having to save a cash deposit each time. By using your equity you can compound your returns through both capital growth and rental income from multiple properties.

Equity also helps you achieve your financial goals faster. Instead of waiting years to save for a deposit you can take action now – provided you meet serviceability requirements and have a clear repayment plan.

Importantly equity use can diversify your portfolio. Instead of putting all your funds into one location or property type you can spread your investments across states, cities or strategies (e.g. positive cash flow, development or growth).

Things to Consider Before Unlocking Equity

Using equity responsibly requires planning. First make sure you have a clear understanding of your borrowing capacity. Even if you have equity available you must be able to meet repayments on the new loan.

Second factor in interest rates. Fixed, variable or split loan options should be reviewed with a mortgage broker to ensure your repayment strategy is sustainable.

Also make sure the new property aligns with your overall investment goals. Will it provide cash flow to cover costs? Is it in a high growth or high yield area? Poor investment decisions can result in negative cash flow or capital stagnation.

Risks of Equity Investment and How to Manage Them

While equity can accelerate wealth it also adds debt. If not managed properly this can lead to financial stress – especially during interest rate rises or vacancy periods.

To reduce risk build a financial buffer to cover unexpected expenses or vacancies. Also review your portfolio regularly and refinancing options may help with repayments or better interest rates.

Don’t over leverage. Just because you can access equity doesn’t mean you should use all of it at once. Set goals, do the numbers and make sure each purchase aligns with your overall financial strategy.

Final Take: Is Using Equity a Smart Move in 2025?

Yes—when used strategically, equity can be a game-changer. In 2025, property markets are delivering strong rental returns and moderate growth, perfect for reinvesting.

Unlocking equity lets you take advantage of these conditions without tying up cash. With the right planning, property selection and risk management, equity investing is a sustainable way to grow your portfolio and achieve long term financial freedom.

FAQ

What are the best investment property strategies in Australia?

Popular strategies include buy-and-hold for growth, positive cash flow for income and renovation or subdivision for value-add. Rentvesting is also on the rise, especially among younger investors.

Each approach depends on goals, risk tolerance and financial capacity. For example, buying a high yield unit in Townsville is very different to land banking in Melbourne’s growth corridors.

How does negative gearing work in Australian property investment?

Negative gearing occurs when rental income is less than expenses, creating a loss that reduces taxable income. This is good for high income earners looking for tax efficiency.

For example, if you lose $8,000 on an investment property, it can offset other income, reducing tax owed. It’s good for long term growth markets like Sydney’s Inner West.

What is rentvesting and is it a good strategy in Australia?

Rentvesting means renting where you want to live while buying investment property elsewhere. It gives you lifestyle flexibility without sacrificing property market participation or long term wealth creation.

For example, you might rent in Sydney CBD but invest in regional areas like Moree or Geraldton for cash flow and growth. It’s good for younger investors.

How can I use equity to invest in another property?

Equity is the difference between your property’s value and loan balance. You can access it through refinancing or loan top ups to fund another deposit without selling.

For example, if your home is worth $700,000 and your loan is $400,000, you may access $140,000 equity (80% LVR) to invest in another property.

What are the tax implications of owning an investment property in Australia?

Investment properties can reduce tax via deductions like loan interest, management fees, repairs and depreciation. Losses can offset other income under negative gearing rules.CGT applies when you sell at a gain. Holding for over 12 months gets you a 50% discount.

Where to invest in property in Australia?

Look for areas with good infrastructure, employment hubs, population growth and low vacancy rates. These indicators support long term capital growth and consistent rental demand.

Examples are Brisbane’s Inner North, Geelong or Townsville. Research transport links, school zones and planned developments. Local council plans often have valuable information on future growth.

What is positive cash flow in property investment?

Positive cash flow is when rental income exceeds expenses leaving surplus. It’s financial stability and especially good in high interest or inflationary times.

For example a $250,000 property in Moree may yield 8% and have surplus monthly income after loan repayments. It reduces reliance on capital growth and tax offsets.

How does buy and hold work in real estate?

Buy and hold is buying a property and holding it long term to benefit from rental income and capital growth. It’s a foundation of wealth building in Australia.

For example holding a Melbourne property for 10-15 years can create significant equity and rental gains. It’s for investors with patience and a long term view.

What are the risks of investing in property in Australia?

Key risks are property market fluctuations, tenant vacancies, unexpected costs and rising interest rates. Poor location choices can limit capital growth and income.

Mitigate risk by researching, cash flow planning and diversification. Always have financial buffers. Stress test your finances for higher rates or lost income to stay protected.

How do I finance my first investment property?

First time investors usually use a standard investment home loan. You’ll need a deposit (often 10-20%) and should consider upfront costs like stamp duty and legal fees.

Some use equity from their home or government grants if eligible. Lenders assess your borrowing power based on income, expenses, existing debts and the property’s yield.

What’s the difference between residential and commercial property investment?

Residential properties are houses, units and townhouses with 6-12 month leases. They’re lower risk and easier to finance but lower returns.

Commercial properties are shops, warehouses or offices. They have higher yields and longer leases but higher vacancy risk and bigger deposits often over 30%.

How important is property management for investment properties?

Professional property management saves time, ensures compliance and maximises returns. Managers handle rent collection, maintenance, tenant vetting and lease agreements.Good management reduces vacancy and stress. For example in tight rental markets like Geraldton an experienced agent can help secure quality tenants and keep rental income consistent.

What are the benefits of off-the-plan properties?

Off-the-plan properties may have stamp duty savings and price growth before completion. Developers sometimes offer upgrades or rental guarantees.

But there’s risks of construction delays or market changes. It’s for buyers with long settlement timelines who trust the developer’s track record and plan for market shifts.

How do interest rates affect property investment returns?

Higher interest rates increase loan repayments, reducing cash flow and affordability. Negative geared investors get hit harder especially if yields are low.

Positive cash flow properties fare better. For example an 8% yield in Moree can cover higher interest costs and maintain income even during rate hikes.

What should I look for in an investment property?

Look for properties with strong rental yield, growth potential and low vacancy risk. Features like proximity to transport, schools and amenities increase tenant demand.

Condition matters too – avoid high maintenance properties. A modern unit in Windsor, Brisbane with strong yield and minimal repairs will outperform an old fixer upper in a declining suburb.

How can I minimise vacancies in my rental property?

To minimise vacancy invest in high demand areas and set competitive rents. Keep the property well maintained and respond quickly to tenant issues.

For example properties near hospitals or universities have stable tenant pools. Proactive advertising and flexible lease terms also help reduce downtime between tenancies.

What are the legal requirements for landlords in Australia?

Landlords must comply with tenancy laws, safety standards and disclosure requirements. This includes providing smoke alarms, secure locks and a fit for habitation property.

Bond lodgement, rental increases and eviction processes are also regulated. Rules vary by state so check with your local tenancy authority or property manager for clarity.

How does depreciation affect my investment property taxes?

Depreciation allows you to claim tax deductions on wear and tear to the building and fixtures. This reduces taxable income and improves after tax cash flow.

A quantity surveyor can prepare a depreciation schedule. For example claiming $5,000 per year on a $250,000 home will improve returns especially in the early years of ownership.

Should I invest in property through a self managed super fund (SMSF)?

SMSFs can invest in property offering tax advantages and portfolio diversification. But the rules are strict and costs are high.

Property must be solely for retirement benefits. You can’t live in or rent it to related parties. Professional advice is essential before committing super to property.

What are the current trends in the Australian property market?

In 2025 regional areas will have high yields while capital cities recover slowly. Affordability, infrastructure projects and lifestyle shifts will continue to drive demand beyond metro areas.

Interest rates are influencing decisions. More investors are going cash flow and rentvesting. Queensland and WA are the hotspots due to economic stability and migration.

OriginallyPublished:https://www.starinvestment.com.au/investment-property-strategies-australia/




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